personal banking meets
personable people.

At bankcda, you get a superior level of personal banking services - delivered by a team of knowledgeable professionals whose primary goal is to make you completely comfortable.

personal checking

checking should always mean choices

You may be asking what really sets bankcda apart from your other choices. As well you should – it’s smart to identify the reasons that drive your decision. Our answer? Well, we have an array of personal deposit products that can fit your specific needs, and the experts to help you land on the right one. Bank any way you like: at our 3 bank branches, 24-hr ATM, online, and mobile. Come chat with one of our Personal Bankers to get detailed information on the different accounts listed below.

minimum
balance*
monthly
minimum
balance fee*
pays interest free logo checks safe deposit
box rental
free
cashiers’ checks
statement
eSolutions
simple checking and eBanking
n/a n/a n/a n/a no discount n/a eStatement
monthly
preferred 50
exclusively for those 50 years of age and older
n/a n/a free small box*** monthly
firstrate**
earn rewards for account activity
to reduce your monthly minimum balance fee
$5,000 $10.00 first order of
50 checks
no discount monthly

* Minimum balance fee will be waived for daily balances maintained over minimum requirement or reduced by Rewards earned by meeting certain criteria.
** Rewards include: -$1.00 for direct deposit, -$1.00 for e-statement, -$1.00 for every 20 debit card transactions.
*** Availability is limited.

e-solutions

e-solutions
simple checking and e-banking
minimum balance n/a
monthly
minimum
balance fee*
n/a
pays interest n/a
free logo checks n/a
safe deposit
box rentals
no discount
free cashiers’ checks n/a
statement e-statement

firstrate**

firstrate**
earn rewards for account activity
to reduce your monthly minimum
balance fee
minimum balance $5,000
monthly
minimum
balance fee*
$10.00
pays interest
free logo checks first order of 50 checks
safe deposit
box rentals
no discount
free cashiers’ checks
statement monthly

personal savings

we get a lot of sun here, but you’ll want to prepare for some rainy days.

We never know what life will bring our way. So setting up a savings account and CDs can help you prepare for the unknown future. Yet, there are many ways to go about doing so, which is why we recommend taking some time to talk with one of our experienced Personal Bankers. You’ll appreciate all the details, and we’re pretty sure you’ll enjoy the conversation.

Bank any way you like: at our 3 bank branches, 24-hr ATM, online, or mobile. Come chat with one of our Personal Bankers to get detailed information on the different accounts and products listed below.

minimum
balance*
monthly
minimum
balance fee*
pays interest rates monthly transaction
limits**
statement
personal
our traditional savings account
$250 $1.00/month
(assessed quarterly)
variable 6 withdrawals eStatement quarterly
fiesta
automatically build savings for holidays, vacations or your goals
n/a n/a
on balances over
$5,000
tiered 6 withdrawals quarterly
firstrate money market
allows higher interest to be
earned on tiered balances while allowing access to your funds
$5,000 $9.00 tiered 6 withdrawals monthly
health savings account
a tax-advantage personal savings account that works with a high-deductible health plan
n/a n/a variable unlimited monthly
junior
exclusively for those under age 18
n/a n/a variable 6 withdrawals eStatement quarterly
certificate of deposit
terms 90 days to 5 years
n/a n/a fixed penalty for early withdrawal online only
individual retirement account
terms 1 to 5 years
n/a n/a fixed penalty for early withdrawal online only

* Minimum balance fee will be waived for daily balances maintained over minimum requirement or reduced by Rewards earned by meeting certain criteria.
** You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts and debit card or other similar transactions from the account per month or statement cycle. Money Market and savings account holders may make unlimited withdrawals or transfers from the account if they are conducted in person, by mail or via ATM.

personal

personal
our traditional savings account
minimum balance $250
monthly
minimum
balance fee*
$1.00/month (assessed quarterly)
pays interest
rates variable
monthly transaction
limitations
6 withdrawals
statement e-statement quarterly

fiesta

fiesta
automatically build savings for
holidays, vacations or your goals
minimum balance n/a
monthly
minimum
balance fee*
n/a
pays interest
on balances over $5,000
rates tiered
monthly transaction
limits**
6 withdrawals
statement quarterly

firstrate money market

firstrate money market
allows higher interest to be
earned on tiered balances while
allowing access to your funds
minimum balance $5,000
monthly
minimum
balance fee*
$9.00
pays interest
rates tiered
monthly transaction
limitations
6 withdrawals
statement monthly

health savings account

health savings account
a tax-advantage personal savings
account that works with a
high-deductible health plan
minimum balance n/a
monthly
minimum
balance fee*
n/a
pays interest
rates variable
monthly transaction
limitations
unlimited
statement monthly

junior

junior
exclusively for those under age 18
minimum balance n/a
monthly
minimum
balance fee*
n/a
pays interest
rates variable
monthly transaction
limitations
6 withdrawals
statement e-statement quarterly

certificate of deposit

certificate of deposit
terms 90 days to 5 years
minimum balance n/a
monthly
minimum
balance fee*
n/a
pays interest
rates fixed
monthly transaction
limitations
penalty for early withdrawals
statement online only

individual retirement account

individual retirement account
terms 1 to 5 years
minimum balance n/a
monthly
minimum
balance fee*
n/a
pays interest
rates fixed
monthly transaction
limitations
penalty for early withdrawals
statement online only

personal loans

we’re personally invested in you

We’ll help you figure out if the timing is right, and then proceed to craft the ideal loan for whatever your needs may be.

LEARN MORE

personal services

we get you. and you get more than you expect.

Sometimes saying you’re a “local bank” creates a certain perception. A reaction may be, “It’s nice that you’re local, but I need a full service bank – people with experience.” That’s why we hand pick the right people, with the right expertise. Because we agree, it’s not enough to just be local, your bank needs to provide the full range of services for every need a customer may have.

You’re always invited to speak with one of our Personal Bankers to get detailed information on the services listed below:

credit card programs

bankcda offers business and consumer credit card options to meet your needs.
learn more >>

cashiers checks

when you need to provide guaranteed funds in the form of a check for immediate use, we can make that happen.

wires

When you want to move funds quickly and safely we have the ability to send and receive domestic and international wires.

notary

As an added benefit for our bankcda customers, we maintain notaries on staff when you need an official review and stamp regarding essential documents.

safe deposit box

bankcda offers a range of safe deposit box sizes to house valuable documents and items at one of our branch locations.

direct deposit

For the convenience of having your paycheck deposited directly into your checking account, we can help your employer with a seamless direct deposit service.

eBanking Business Online & My Online

Our scope of online banking services deliver the convenience of banking outside the branch, as we do what we can to accommodate your busy schedule.
learn more >>

mobile banking

From the mobile app to text alerts for your accounts, Mobiliti services to help you bank from you phone any time and place.
learn more >>