personal banking meets personable people

At bankcda, you get a superior level of personal banking services - delivered by a team of knowledgeable professionals whose primary goal is to make you completely comfortable.

personal checking

checking should always mean choices

You may be asking what really sets bankcda apart from your other choices. As well you should – it’s smart to identify the reasons that drive your decision. Our answer? Well, we have an array of personal deposit products that can fit your specific needs, and the experts to help you land on the right one. Bank any way you like: at our 4 branches, 24-hr ATM, online, and mobile. Come chat with one of our Personal Bankers to get detailed information on the different accounts listed below.


Here’s an overview of our Personal Account Options: Click here for the printable version

minimum balance* monthly minimum balance fee** pays interest free logo checks safe deposit box rental free cashiers' checks statement
choice**an ideal checking account with relationship benefits $750 $5 n/a n/a no discount n/a eStatement monthly
Preferred 50exclusively for those 50 years of age and older na/ n/a free small box**** monthly
firstrate checkingearn rewards for account activity to reduce your monthly minimum balance fee $5,000 $10 first order of starter checks no discount monthly
  • * Minimum balance fee will be waived for daily balances maintained over minimum requirement or reduced by Rewards earned by meeting certain criteria.

  • **Minimum balance fee will be imposed as follows: $5.00 every statement cycle if the daily balance in the account is below $750 or the combined daily balances in primary or jointly owned personal checking, personal savings or personal money market accounts fall below $2,000 on any day of the statement cycle.

  • *** Rewards include: -$1.00 for direct deposit, -$1.00 for estatement, -$1.00 for every 20 debit card transactions.

  • **** Availability is limited.

we’re personally invested in you

We’ll help you figure out if the timing is right, and then proceed to craft the ideal loan for whatever your needs may be.

personal savings

We get a lot of sun here, but you’ll want to prepare for some rainy days.

We never know what life will bring our way. So setting up a savings account or CDs can help you prepare for the unknown future. Yet, there are many ways to go about doing so, which is why we recommend taking some time to talk with one of our experienced Personal Bankers. You’ll appreciate all the details, and we’re pretty sure you’ll enjoy the conversation.

Bank any way you like: at our 4 bank branches, 24-hr ATM, online, or mobile. Come chat with one of our Personal Bankers to get detailed information on the different accounts and products listed below.

Here’s an overview of our Personal Savings & CDs Options: Click here for the printable version

minimum balance* monthly minimum balance fee* pays interest rates monthly transaction limits** statement
personal our traditional savings account $250 $1.00/month (assessed quarterly) variable 6 withdrawals eStatement quarterly
fiesta automatically build savings for holidays, vacations or your goals n/a n/a ✓ on balances over $5,000 tiered 6 withdrawals quarterly
first rate money market allows higher interest to be earned on tiered balances while allowing access to your funds $5,000 $9.00 tiered 6 withdrawals monthly
health savings account a tax-advantage personal savings account that works with a high-deductible health plan n/a n/a variable unlimited monthly
junior exclusively for those under age 18 n/a n/a variable 6 withdrawals eStatement quarterly
certificate of deposit terms 90 days to 5 years n/a n/a fixed penalty for early withdrawal online only
individual retirement account terms 1 to 5 years n/a n/a fixed penalty for early withdrawal online only
  • * Minimum balance fee will be waived for daily balances maintained over minimum requirement or reduced by Rewards earned by meeting certain criteria.

  • ** You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts and debit card or other similar transactions from the account per month or statement cycle. Money Market and savings account holders may make unlimited withdrawals or transfers from the account if they are conducted in person, by mail or via ATM.

Personal Services

We get you and you get more than you expect.

Sometimes saying you’re a “local bank” creates a certain perception. A reaction may be, “It’s nice that you’re local, but I need a full service bank – people with experience.” That’s why we hand pick the right people, with the right expertise. Because we agree, it’s not enough to just be local, your bank needs to provide the full range of services for every need a customer may have.

You’re always invited to speak with one of our Personal Bankers to get detailed information on the services that we provide.

At bankcda we have great personal credit options to fit the needs of what individuals need from Notary, Wires, Cashiers Checks, Safe Deposit, and Personal lines of Credit.