loans, for what
life brings.

You never know when you’re going to need funds. So good thing we always know how to help you get them.

lending team

you’ll appreciate our proficiency.

Our lending team maintains a wealth of experience across a full range of loan products – whether business, personal, or home loans. Sometimes the details can be a little confusing, so they’re here to make everything crystal clear. The team will help you determine the ideal product for your specific scenario, because everyone’s lifestyle, business, or overall financial situation has its own unique circumstances.

ron jacobson

SVP, Commercial Loan Officer

NMLS#1500257

rjacobson@bankcda.com

brad rasor

VP, Commercial Loan Officer

NMLS#530692

bradr@bankcda.com

Mark Beardsley

mark beardsley

VP, Commercial Loan Officer

NMLS#1419995

markb@bankcda.com

business loans

for any next move you want to make.

bankcda offers the products for any business lending need, along with the people who understand what you need to succeed. We’re familiar with all the challenges that businesses face – especially local businesses – so you can count on us to deliver both short and long term solutions.

  • Real Estate Purchase
  • Equipment Purchase
  • New Construction and Business Expansion
  • Permanent and Temporary Working Capital Loans
  • Revolving Lines of Credit
  • Letters of Credit
  • Government Loan Programs
  • SBA 7(a) Loans for Business Purchase, Expansion, and Working Capital
  • SBAExpress Revolving Lines of Credit
  • SBA 504 Loans
  • USDA Business & Industry Loans

For more information about any of these loan programs contact a local lending professional at lending@bankcda.com.

Commercial Lending Center

Commercial Lending Center is a user-friendly online portal that allows you to request a business loan with our quick and convenient online application. All loan decisions are still made locally and you will be contacted directly by a bankcda loan officer.

It takes only a few minutes to submit your business loan request. Simply tell us who you are, what you need, and a local loan officer receives your application immediately. We only ask for the information we need to find you the best available commercial loan options.

  • Request a loan anytime, anywhere on any device
  • Answer simple questions, get immediate answers
  • Build a relationship with a knowledgeable local lender

Learn More –>

APPLY NOWAPPLY NOW

Small Business Administration (SBA) Loans

bankcda is a designated Preferred Lender with the U.S. Small Business Administration. What that means is we can process your loans more quickly and efficiently. Our SBA staff has many years of experience and can help design a loan program to help you and your business take full advantage of SBA loan benefits.

Use your SBA Loan for business real estate, construction, equipment, and more.

Benefits of bankcda SBA Loans

  • Fast local credit decisions
  • Longer repayment terms than conventional bank loans
  • Lower down payment
  • Lower monthly payment
  • No balloon payment
  • Revolving credit lines available with the SBA Express Loan

bankcda offers a variety of SBA Loans to fit a most lending requirements. For more information, contact our SBA loan officers at SBALoans@bankcda.com.

You may access many of the required SBA Loan Forms listed here.
Contact our SBA department or download and open forms for additional information on any of these products.

personal loans

for the things you need, or have always wanted.

You may need an auto, or want an ATV. You may want to renovate a room, or build a whole new one. At bankcda we can assist you with any consumer lending need. Our loan officers are well versed in all the nuances of the different types of loans that exist, so all you have to do is pay us a visit. We know loans, and we know you. It’s the perfect scenario.

Our personal loan offerings include:

consumer loans

There are many moving parts to life, so at times it’s hard to know when you’ll need that extra money. But when you do, we’re here to help however possible.

construction loans

We offer a number of construction loan programs, and we’ll work with you to identify the one that best fits your needs. We’ll help you build, and we’re known for building lasting relationships as well.

Contact your lending professional at lending@bankcda.com for details on any of these loan programs.

credit

customer assistance

customer assistance
24 hour toll free customer care
standard card
preferred points card

online access

online access
24/7 online account information
standard card
preferred points card

APR*

APR*
competitive ongoing annual percentage rate
standard card
preferred points card

annual fees*

annual fees**
standard card none
preferred points card $49 per account

billing options

billing options
standard card individual & summary billing
preferred points card individual billing only

rewards***

rewards***
points earned for every dollar spent
standard card n/a
preferred points card

cash advances

cash advances
points earned for every dollar spent
standard card same competitive APR
preferred points card up to 50% of the credit line; same competitive APR

bankcda business credit, the right type of card for any type of company.

Our Business Credit Card is available in two options – Standard Card, or the Preferred Points Card. Each has its own set of benefits, and we can easily help you choose what’s best for your lifestyle.

standard card preferred points card
customer assistance
24 hour toll free customer care
online access
24/7 online account information
Annual Percentage Rate (APR) *
competitive ongoing annual percentage rate
annual fees ** none $49 per account
billing options individual & summary billing individual billing only
rewards***
points earned for every dollar spent
n/a
cash advances
25-day interest-free grace period on all purchases. No grace period on cash advances.
same competitive APR up to 50% of the credit line; same competitive APR

* Please see application for information about current APRs and fees
** Other fees may be charged, these fees are listed on the downloadable application
*** Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month. Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. To view or redeem rewards points, visit www.dreampoints.com/preferredpoints/ or call 866-678-5191

Enjoy extraordinary benefits with MasterCard® including:
  • Concierge Service
  • Price Protection
  • Baggage Delay Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance
  • Car Rental Collision Damage Waiver Insurance
how to apply
  • Download the PDF application.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

customer assistance

customer assistance
24 hour toll free customer care
standard card
preferred points card

online access

online access
24/7 online account information
standard card
preferred points card

APR*

APR*
competitive ongoing annual percentage rate
standard card
preferred points card

annual fees*

no annual fees**
standard card
preferred points card

cash advances

cash advances
standard card same competitive APR
preferred points card up to 50% of the credit line; same competitive APR

rewards***

rewards***
points earned for every dollar spent
standard card n/a
preferred points card

billing options

billing options
standard card individual & summary billing
preferred points card individual billing only

bankcda personal credit, it’s easy to find the card that fits you.

Let’s figure out the card that’s ideal for your everyday needs. Choose from three cards, each available as a Low Rate Card of Preferred Points Card. We can walk you through all the benefits and features so that you’re comfortable with any direction you choose.

low rate card world/preferred points card
customer assistance
24 hour toll free customer care
online access
24/7 online account information
Annual Percentage Rate (APR) *
competitive ongoing annual percentage rate
no annual fees**
billing options individual & summary billing individual billing only
rewards***
points earned for every dollar spent
n/a
cash advances
25-day interest-free grace period on all purchases. No grace period on cash advances.
same competitive APR up to 50% of the credit line; same competitive APR

* Please see application for information about current APRs and fees
** Other fees may be charged, these fees are listed on the downloadable application
*** Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month. Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. To view or redeem rewards points, visit www.dreampoints.com/preferredpoints/ or call 866-678-5191

Enjoy extraordinary benefits with MasterCard® including:
  • Concierge Service
  • Price Protection
  • Baggage Delay Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance
  • Car Rental Collision Damage Waiver Insurance
how to apply
  • Download the PDF application.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120